The full form of NABARD is the National Bank for Agriculture and Rural Development. It was established on 12 July 1982 by a parliamentary act enforcing the 1981 Act of the National Bank for Agriculture and Rural Development. It is an apex development community that provides small-scale manufacturing, agriculture, cottage industries and other small-scale rural enterprises with a credit flow service. NABARD headquarter is located in Mumbai, Maharashtra, and has branches throughout the country.