PPO Full Form

PPO Full Form


PPO is known as Pension Payment Order. This is a unique 12-digit number designated to every pensioner under the Employee Provident Fund (EPF). This unique 12-digit number acts as a reference number for transactions and communications associated with the Employee Pension Scheme or EPS. 

Bifurcation of the 12 Digit PPO Number 

  • The first 5 digits of the PPO number represent the code number of the PPO issuing authority.
  • The next 2 digits represent the issue year
  • The next 4 digits indicate the PPO's sequential number, and
  • The last digit acts as a digital check digit.


Advantages of PPO Number

  • It enables pensioners to keep a track of their pension, as well as receive it.
  • Pension Payment Order Number can come in handy when filing grievances with EPFO (Employee Provident Fund Organization).
  • Knowing your PPO number is also mandatory when you are submitting the annual life certificate. Failure to submit a life certificate can lead to pension being stopped.
  • A PPO number is also mandatory for receiving pension in a new bank account due to closure of the earlier bank account. 


How to Check & Find PPO Number

It is important to know how you can find your PPO number.

The importance of PPO number has been well established above. If you are a pensioner who is enrolled in Employee Provident Scheme but doesn’t know their PPO number, you can easily find yours. 

The Pension Payment Order Number is provided to subscribers of the Employee Provident Fund (EPF) after their retirement by the Employee Provident Fund Organization (EPFO). In case you didn’t get yours or forgot it, you can retrieve your PPO number through the EPFO portal.


Instructions to get PPO Number Online

Step 1: Head to the official website of EPFO

Step 2: Look for the link to the Pensioners' Portal. It will be available under online services on the home page.

Step 3: Click the 'Know your PPO number' button.

Step4: Mention your bank account number or Employee Provident Fund (EPF) account number

Your Pension Payment Order (PPO) number will be displayed after the successful submission of these details.